How do I qualifying?
At The Cash Depot we do not do credit checks.  Have a job, paycheck, and checking account is all you need.  To qualify all you need is a job, paycheck with direct deposit, checking account, be at least 18 years of age and a United States citizen.

How long does this process take?
Typically you can expect to receive your approval confirmation within a few hours after you apply. Since we deposit directly to your account the funds will typically be available the next day.

What about Bad Credit, Charge Offs, Bankruptcy or NSF.
Not a problem for The Cash Depot, since we don't run your credit for approval

Do I need collateral?
No. All you need is a job, paycheck with direct deposit, checking account, be at least 18 years of age and a United States citizen.

Do I have to have direct deposit?
Yes unfortunately we will only process your application provided your paycheck is direct deposited.  We have found this is the most secure method for such quick loans you can get electronically.

Do I pay a fee for applying?
At The Cash Depot we never charge for applying.

How secure is my information?
Yes we take many steps to insure the security of our customers data at all time.  We never sell or resell our customers information.

How Often can I apply?
You may apply any time you have a need for fast cash.  At The Cash Depot we are here to help in your time of need.  However we feel the need to remind you that dependence on a payday loan can cause serious financial problems.  If you need help with getting your credit or debt management in order, please call the National Foundation for Credit Counseling at (800) 388-2227.

How much Can I borrow?
Each state regulates the maximum amount from between 100 to 500 dollars.  The amount available to you is typically based on your income.

How are fee's Determined?
We offer up front competitive fees which will be outlined at the time your loan is confirmed.

Why do I have to read the Loan Agreement?
The Loan Agreement is a Legal Contract with the requirement of state or federal law disclosure requirements.  For your protection it will completely outline the terms and cost of service fees both as a dollar amount and annual percentage rate.  This will help avoid any complications or confusions at time of repayment.

How quickly do i have to repay my loan?
The Cash Depot loans are typically set to be paid back the next time you get paid.  Our standard repayment is usually no less than 7 but you can setup other arrangements and scheduled repayments upon approval that better fit your needs.

What Happens if i can not repay my loan in full on my scheduled due date?
At The Cash Depot we offer different payment options.
A.) You can pay your loan in full at the scheduled due date of your original loan.
B.)  You can pay the finance fee and a portion of the principal of your loan.
C.)  You can pay only the finance fee.

Additional terms and conditions may apply.  Please enquire about any loan or repayment options available to you.