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How does it work

At The Cash Depot we make getting a loan easy.  Here’s how to get started.

1. Simply use our secure online apply form.  You will never get charged a fee to apply at The Cash Depot.  To get a faster response be sure to fill out your applicable form accurately to speed the processing of your form.

2. Your loan representative will contact you within a few minutes (During normal business hours) to confirm your details and complete the processing of your application. In some cases, it may be necessary to fax in certain documents to support the information you submit online.

3. Once approved, your payday loan is directly deposited into your account overnight.

4. On your due date, the loan amount plus the loan fee will be automatically withdrawn from your account.

Requirements For A Payday Loan
Qualifying is easy. There are no credit checks and you just need to meet the following minimum requirements:

  • Currently have a job (or receive a regular income).
  • Make at least $1000 per month.
  • Are 18 years of age or older and a U.S. citizen Have a checking account.
  • Other requirements may apply.
  • Even bankruptcy, bounced-checks, charge-offs and other credit problems don’t prevent you from receiving the cash advance you need.

Payment Options
There are three payment options available for you:

1.You may pay the payday loan in full on the maturity date listed in your loan agreement. 
2. You may pay the finance fee and a portion of the principle on or before the maturity date.
3. You may pay only the finance fee on the maturity date.

Apply Now!
Applying and qualifying for your payday loan is fast and easy. Select the Apply Now option, follow the required steps, and you can get your cash in your account overnight.

Apply

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